I just made deposits to Heritage and 5 Dimes. The deposits were made with BTC and sent via priority. Both were credited to my accounts within 15 minutes. What's interesting is that the price of the coin as received by the books was $11,890 for Heritage and $11,643 for 5Dimes. The actual trading price on Coinbase Pro during that period ranged from $11,830 to $11,865. That's almost equivalent to a 2% charge from 5Dimes. Not only did I get a slight premium with Heritage, but they add a 10% credit for my BTC deposits.