I signed up for this A+ Book made a deposit for $25 lost it they told me I have to send in the credit card papers to play again. I have yet to get around to doing so. Now I get a Threatining email saying I have a charge back on my $25 pay that and a find or it will be sent to a collections agency. Has this happened to anyone else, I did not even know what a charge back was untill i looked it up. The money was taken from my bank account, lost it i moved on with my life like after every loosing bet and now this.