What I find funny in this post is that OP thinks that taking the funds out via CASH p2p doesn't involve a processor. Do you honestly think that Becky or Rommel or any of these guys that you chat with are the ones going down and sending those funds to you? It is still done via a processor. The current landscape for US players is such that you are just asking for problems if you request payouts via any method that has to do with a bank. If you look at all the threads about payout issues, you very rarely see issues with p2p. Yes, it costs more, but you generally have your funds in a day or two at most.
But whatever you choose to believe, even those p2p payouts are coming via a processor. That's just the way it is.
The other big issue in the chats, players complain when they are told it is a processor problem, they complain when the CS rep says they don't know what it going on, and they complain when they are told to wait. I fell for you guy, but unless they are telling you to the nanosecond when you will get your payout, you don't stop. and even then, if it isn't there at that exact moment, back on the chat and complaining again!