1. #1
    BernardMadoff
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    Ever Asked By Bank What Kind Of Check Is This?

    Im asked this all the time by the same teller who cashes it, same one, she asks the same thing, kinda makes me nervous, Im not gonna say "Oh this is from gambling". The first time she asked, she says, "What kind of check is this, is this a payroll check"? I pause and nod, and then reply "Yes, its payroll". So now whenever she asks I say "Its a payroll check". This is at a bank that is for credit union users, my actual bank, when I took it to a branch, the idiot teller says we cant cash this, its from Canada, I didnt push, sounded dumb to me, I bet if I took it to another branch there would be no problem. Anyone have any stories about cashing a payout with their bank?

  2. #2
    chilidog
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    I haven't used a check in years; either receiving or giving one. They're like cassette tapes to me.

  3. #3
    sideloaded
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    I deposit through the drive through. Then wait forever for it to clear.

  4. #4
    BernardMadoff
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    Quote Originally Posted by sideloaded View Post
    I deposit through the drive through. Then wait forever for it to clear.
    Ive tried drive thru, but they told me I had to come in and give a thumb print.

  5. #5
    jeffdane
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    put it directly in the atm. my bank tellers did the same thing. started depositing everything in atm now. cant stand the bank. never had a problem via atm though. deposit and wait. check online to see when it clears.

  6. #6
    chilidog
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    You have to give a thumb print at your own bank??

  7. #7
    BernardMadoff
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    Quote Originally Posted by chilidog View Post
    You have to give a thumb print at your own bank??
    I belong to a credit union, but I take it to a bank for credit union users, its a bank only for those that belong to credit unions.

  8. #8
    me-first
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    never had an issue cashing any type of check..

  9. #9
    xstud
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    Several years ago (2004) I actually had a bank not just ask what kind of check it was, they called the bank that issued the check to verify the account it was cut from had the funds to cover it (14k). It also was stupid of Sportsbook.com to cut a check that size but I was one of the lucky people to get paid that amount during that time period. Ever since that moment only wires/**/Moneyorders for me.

  10. #10
    BrigadierPudding
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    I never cash checks. I always deposit it at my bank and wait for it to clear. By cashing it at an independent bank, what happens if a processor gets shut down and the check bounces?

  11. #11
    HedgeHog
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    "Rectangular" is my standard reply.

  12. #12
    BrianLaverty
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    I always deposit them in the ATM.. and they almost always get cleared within 24-72 hours.

  13. #13
    gafl
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    Agree with the ATM deposit. Why deal with a clueless bank teller?

  14. #14
    OneLossParlayGuy
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    ATM is the way to go. end of story

  15. #15
    mikeanite
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    yep especially if it came from a 3rd world country

  16. #16
    Mr_Saratoga
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    ATM.....gets processed with all the social security checks, welfare checks, unemployment checks, prize winning checks, bizarrely named company checks.....in other words, it fits right in.

  17. #17
    Scooter
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    Quote Originally Posted by BernardMadoff View Post
    Ive tried drive thru, but they told me I had to come in and give a thumb print.

    To each his own.

    I would've refused and opened an account elsewhere.

  18. #18
    goblue12
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    Just throw it in the ATM and avoid all questioning.

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