1. #1
    jackpot269
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    Dr. Visit

    Just got back from Cardiologist
    Do you ever look at the bill after you have been to the Dr.?

    Here's what mine looked like today

    $380 visit

    $250 insurance discount

    $130
    $95 pay by insurance

    $35 you owe


    So if I didn't have insurance am I responsible for $380?

  2. #2
    pologq
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    Quote Originally Posted by jackpot269 View Post
    Just got back from Cardiologist
    Do you ever look at the bill after you have been to the Dr.?

    Here's what mine looked like today

    $380 visit

    $250 insurance discount

    $130
    $95 pay by insurance

    $35 you owe


    So if I didn't have insurance am I responsible for $380?
    it is interesting. i think the doctors know what to charge to get the amount they want.

  3. #3
    jackpot269
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    Quote Originally Posted by pologq View Post
    it is interesting. i think the doctors know what to charge to get the amount they want.

  4. #4
    pologq
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    it is all a game. even that they charge $380 - did they do anything to warrant that as the original amount really?

  5. #5
    BOA12
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    Quote Originally Posted by pologq View Post
    it is interesting. i think the doctors know what to charge to get the amount they want.
    I try to avoid DRs., Lawyers and Politicians, can't afford their advice or have a vice.
    Points Awarded:

    edawg gave BOA12 12 SBR Point(s) for this post.


  6. #6
    jackpot269
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    I do paperless and pulled my account when I got home, this is from my last visit in March. When I pulled statements it was on top, so I thought it was today but when I looked at date 3/08/2022. When todays is available it should be same


    Total Charges: $350.00Patient Payments: ($35.00)Insurance Payments: ($95.00)Adjustments: ($250.00)Statement Date:Patient Name:Guarantor Name:Guarantor ID#:Account Numbers:Payment Due Date:

  7. #7
    jackpot269
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    Quote Originally Posted by jackpot269 View Post
    I do paperless and pulled my account when I got home, this is from my last visit in March. When I pulled statements it was on top, so I thought it was today but when I looked at date 3/08/2022. When todays is available it should be same


    Total Charges: $350.00Patient Payments: ($35.00)Insurance Payments: ($95.00)Adjustments: ($250.00)Statement Date:Patient Name:Guarantor Name:Guarantor ID#:Account Numbers:Payment Due Date:
    I don't know why it formatted like that

  8. #8
    JAKEPEAVY21
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    jackpot, all that political back and forth can't be good for the ol' ticker...

    Hopefully you got a good report?

    You must stick out like a sore thumb out there in Alabama as a far leftist?

  9. #9
    BOA12
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    Quote Originally Posted by JAKEPEAVY21 View Post
    jackpot, all that political back and forth can't be good for the ol' ticker...

    Hopefully you got a good report?

    You must stick out like a sore thumb out there in Alabama as a far leftist?
    Tennessee, i believe Jake. Great AV if I've never said so. Loved Jake as CWS too.

  10. #10
    jackpot269
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    Quote Originally Posted by BOA12 View Post
    I try to avoid DRs., Lawyers and Politicians, can't afford their advice or have a vice.
    BkofAma if it was not a have to I would not either, When I finally went to the DR. 4.5 years ago I was in bad shape, Im doing a lot better now but Ill never be where a person my age should be, and ill progressively get worse they say, there is no cure for PAH (Pulmonary Arterial hypertension) but they have came a long way in treatment for my condition the last few years adding years to life expectancy

  11. #11
    jackpot269
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    I do live in Tennessee now, been here for over 20 years but its only 4 miles to where I grew up in Northeast Alabama

    Georgia is only about 5 miles I live in the tri-state

  12. #12
    BOA12
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    Quote Originally Posted by jackpot269 View Post
    BkofAma if it was not a have to I would not either, When I finally went to the DR. 4.5 years ago I was in bad shape, Im doing a lot better now but Ill never be where a person my age should be, and ill progressively get worse they say, there is no cure for PAH (Pulmonary Arterial hypertension) but they have came a long way in treatment for my condition the last few years adding years to life expectancy
    Lighting a white candle 4U. I said as a kid I'd rather be healthy than wealthy; I'm healthy and don't care 2B wealthy. I got what I wished for, life is good as long as you're alive and have family, friends and don't hate that which you can't make better, every parents DESIRE (19th hole, play Us ALL some Dylan please, one of my favorite Albums of all time).

  13. #13
    BOA12
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    Quote Originally Posted by jackpot269 View Post
    I do live in Tennessee now, been here for over 20 years but its only 4 miles to where I grew up in Northeast Alabama

    Georgia is only about 5 miles I live in the tri-state
    Like me in Illinois, Tri-State Tollway, should have been gone long ago.

  14. #14
    jackpot269
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    Quote Originally Posted by JAKEPEAVY21 View Post
    jackpot, all that political back and forth can't be good for the ol' ticker...

    Hopefully you got a good report?

    You must stick out like a sore thumb out there in Alabama as a far leftist?
    I dont consider myself far left, I'm left of center for sure!! Its about 75% Republican in my area right now and its no secret I don't like Trump never have.
    I avoided the rush I started not liking him in the 1990's well before a lot of people even knew who he was.

    Dr. was happy with everything, commented on how much better I am since he first started treating me
    Last edited by jackpot269; 07-12-22 at 03:02 PM.

  15. #15
    Roscoe_Word
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    Those are small numbers, brother.

    Your insurance worked good if you bill was $35.

    I think it's ...yep....if you didn't have insurance you'd owe the whole thing.

    I've heard of many people goin bankrupt due to medical bills. (who have ins.)

    Some people have to get in the "quagmire" of the medical insurance industry which makes chinese algebra look easy.

    Looks like you got a clean bill of health, and have your "bettin" money intact.

  16. #16
    JAKEPEAVY21
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    Quote Originally Posted by BOA12 View Post
    Tennessee, i believe Jake. Great AV if I've never said so. Loved Jake as CWS too.
    Thank you , BOA12

    I was a huge fan of him while he was with the Padres.
    Quote Originally Posted by jackpot269 View Post
    I dont consider myself far left, I'm left of center for sure!! Its about 75% Republican in my area right now and its no secret I don't like Trump never have.
    I avoided the rush I started not liking him in the 1990's well before a lot of people even knew who he was.

    Dr. was happy with everything, commented on how much better I am since he first started treating me
    I don't like Trump either but he was far better than what we have endured the past couple of years...just my .02

    Glad you got a good report from the doctor!!

  17. #17
    jackpot269
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    Quote Originally Posted by Roscoe_Word View Post
    Those are small numbers, brother.

    Your insurance worked good if you bill was $35.

    I think it's ...yep....if you didn't have insurance you'd owe the whole thing.

    I've heard of many people goin bankrupt due to medical bills. (who have ins.)

    Some people have to get in the "quagmire" of the medical insurance industry which makes chinese algebra look easy.

    Looks like you got a clean bill of health, and have your "bettin" money intact.
    Thanks for stopping by. I was just surprised at the amount they discount for ins. but they probably negotiate a contract each year or muti year to get the business.
    Its a shame that some people lose everything just because they got sick


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  18. #18
    jackpot269
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    Quote Originally Posted by JAKEPEAVY21 View Post
    Thank you , BOA12

    I was a huge fan of him while he was with the Padres.

    I don't like Trump either but he was far better than what we have endured the past couple of years...just my .02

    Glad you got a good report from the doctor!!
    Thanks buddy, you think we will ever get poker back

  19. #19
    jackpot269
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    Quote Originally Posted by BOA12 View Post
    Like me in Illinois, Tri-State Tollway, should have been gone long ago.
    This may be a dumb question but do you live close to Hammond IN

  20. #20
    BOA12
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    Quote Originally Posted by JAKEPEAVY21 View Post
    Thank you , BOA12

    I was a huge fan of him while he was with the Padres.

    I don't like Trump either but he was far better than what we have endured the past couple of years...just my .02

    Glad you got a good report from the doctor!!
    CWS got Fisk, Raines & Tom Seaver too. And Konerko. Glad I converted in '70 to CWS when my beloved Cubs crashed and burned in '69. Terry Forester and Goose Gossage were rookies too. Post '69 only Cub I admired was Dawson.
    Last edited by BOA12; 07-12-22 at 04:01 PM.

  21. #21
    BOA12
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    Quote Originally Posted by jackpot269 View Post
    This may be a dumb question but do you live close to Hammond IN
    40 miles away. 294 tollway has no speed limit, 25 mins if I'm in a hurry. Live two blocks from I294 & I290/ Route 20. There are no dumb questions, only dumb answers.

  22. #22
    JAKEPEAVY21
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    Quote Originally Posted by jackpot269 View Post
    Thanks buddy, you think we will ever get poker back
    Nope
    Quote Originally Posted by BOA12 View Post
    CWS got Fisk, Raines & Tom Seaver too. And Konerko. Glad I converted in '70 to CWS when my beloved Cubs crashed and burned in '69. Terry Forester and Goose Gossage were rookies too. Post '69 only Cub I admired was Dawson.
    Always was a fan of Raines, especially in his Expos days...

    Konerko was an underrated hitter...if memory serves, he was pretty consistent for a long period of time.

    Speaking of your chisox, I used to like Aaron rowand...he was a gamer that always husted and gave 110%

  23. #23
    guitarjosh
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    Quote Originally Posted by jackpot269 View Post
    Just got back from Cardiologist
    Do you ever look at the bill after you have been to the Dr.?

    Here's what mine looked like today

    $380 visit

    $250 insurance discount

    $130
    $95 pay by insurance

    $35 you owe


    So if I didn't have insurance am I responsible for $380?
    Doctors tend to give discounts when you pay cash. They jack the price up because they know the insurance company will want a lower price and won't pay the doctor's "sticker" price.

  24. #24
    BOA12
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    Quote Originally Posted by JAKEPEAVY21 View Post
    Nope


    Always was a fan of Raines, especially in his Expos days...

    Konerko was an underrated hitter...if memory serves, he was pretty consistent for a long period of time.

    Speaking of your chisox, I used to like Aaron rowand...he was a gamer that always husted and gave 110%
    A Great center fielder Aaron Rowland, traded to Detroit, broke my heart Jake. The Expos in 80's, Gary Carter, Raines (automatic double stealing 2nd base), & Dawson. Lost to STL in the playoffs one year, there only real chance 2B in the WS. Also, Richie Allen was my boyhood hero out of Philly. He was big in Horse racing too. Konerko a major catalyst in 2005 WS win.

  25. #25
    jackpot269
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    Quote Originally Posted by guitarjosh View Post
    Doctors tend to give discounts when you pay cash. They jack the price up because they know the insurance company will want a lower price and won't pay the doctor's "sticker" price.
    They giving them self some room to move and still make that target a mount.

  26. #26
    guitarjosh
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    Quote Originally Posted by jackpot269 View Post
    They giving them self some room to move and still make that target a mount.
    A few years ago my eye doctor thought I might have glaucoma, so I was going in every few months for regular tests. During that time, my insurance changed to a company my doctor didn't take. I went in for an appointment and paid $120 without insurance, which was also my copay with it. I asked about that, and they said that if I use insurance, they charge over $360, but without they only charge $120.

  27. #27
    Roscoe_Word
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    Quote Originally Posted by jackpot269 View Post
    Thanks for stopping by. I was just surprised at the amount they discount for ins. but they probably negotiate a contract each year or muti year to get the business.
    Its a shame that some people lose everything just because they got sick


    Are you a Stephen Hawking fan?





    Yep....except for the deep mathematics part.

  28. #28
    jackpot269
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    Quote Originally Posted by guitarjosh View Post
    A few years ago my eye doctor thought I might have glaucoma, so I was going in every few months for regular tests. During that time, my insurance changed to a company my doctor didn't take. I went in for an appointment and paid $120 without insurance, which was also my copay with it. I asked about that, and they said that if I use insurance, they charge over $360, but without they only charge $120.
    Thats crazy have insurance and it not help you at all!!

    Some medications at the pharmacy are higher if you use insurance, I can't figure that one out either

  29. #29
    konck
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    Your insr signs Dr's in blocks they pay x amount to cover the company so basically it's paid for

  30. #30
    pologq
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    Quote Originally Posted by guitarjosh View Post
    A few years ago my eye doctor thought I might have glaucoma, so I was going in every few months for regular tests. During that time, my insurance changed to a company my doctor didn't take. I went in for an appointment and paid $120 without insurance, which was also my copay with it. I asked about that, and they said that if I use insurance, they charge over $360, but without they only charge $120.
    interesting

  31. #31
    las8
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    I hope all is well with your heath, buddy!

  32. #32
    Waterstpub87
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    They tell the insurance company some bullshit number.

    The insurance company negotiators come back with a lower bullshit number

    They settle at the what the real price is

    Doctors walk away going "They tried to get me to take 100, but I got them to 200, I win"

    Insurance company negotiators go to their bosses " They tried to get us to pay 380, but I got them down to 200"

    Thats why the list prices are so high

  33. #33
    jackpot269
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    Quote Originally Posted by las8 View Post
    I hope all is well with your heath, buddy!
    Thanks las8, I'm doing good my Pulmonary doc and Heart doc are both happy with my progress. PAH is very rare only 1000 people a year get diagnosed in USA

    I was fortune to get a correct diagnosis as early as I did and treatments have come a long way the last few years.

  34. #34
    jackpot269
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    Quote Originally Posted by Waterstpub87 View Post
    They tell the insurance company some bullshit number.

    The insurance company negotiators come back with a lower bullshit number




    They settle at the what the real price is

    Doctors walk away going "They tried to get me to take 100, but I got them to 200, I win"

    Insurance company negotiators go to their bosses " They tried to get us to pay 380, but I got them down to 200"

    Thats why the list prices are so high

  35. #35
    19th Hole
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    https://www.youtube.com/results?sear...re+full+album+



    Quote Originally Posted by BOA12 View Post
    Lighting a white candle 4U. I said as a kid I'd rather be healthy than wealthy; I'm healthy and don't care 2B wealthy. I got what I wished for, life is good as long as you're alive and have family, friends and don't hate that which you can't make better, every parents DESIRE (19th hole, play Us ALL some Dylan please, one of my favorite Albums of all time).

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