[phillyhata1]

guys pretty desperate. went to the casino and got crushed last night. put my checking acct in negative. dont need the money to gamble, just to get my acct back to a positive balance til i get paid next week. any help would be appreciated

[chilidog]

The interest that you will pay on a payday loan is a lot more than what your bank is going to charge you for having your checking account overdrafted for a week (~$35)

[Sam Odom]

moneytree

[phillyhata1]

yea i know but i have 3 bills that are gonna go through and make my act like700 in the negative, that i had to write myself.

[phillyhata1]

thanks sam odom but i dont live in any of those states

[Sam Odom]

btw--- you have a gambling* problem , seek help


*your personal flaw is just manifesting as gambling at the moment

[phillyhata1]

thanks sam, i realize that my friend. my concern right now is getting my checking acct back to positive. by the way everyone on this site has a gambling problem so dont throw stones my friend

[jwbama23]

dude, those places are horrible. I would do anything possible to not have to go through a pay day loan site. Shit I wish I knew you and could trust you I would loan you the amount for half the interest and be happy

[Sam Odom]

by the way everyone on this site has a gambling problem so dont throw stones my friend

Not everyone and the truth hurts but is the beginning to getting well

[phillyhata1]

i dont need a lot of money i need like 800. i even am so desperate i will sell my xbox 360 and wii with like 20 games

[jwbama23]

you are going to pay like 200 dollars just to get 800. Call a relative.

[phillyhata1]

really dont want my family knowing, kind of embarrassing

[chilidog]

I'm telling you, just let it stay overdrafted. I'm assuming that your bank pays bills and auto-pays up to a certain amount even if you've overdrafted. It's not an ideal situation, and you'll be charged $35 or so per bill that comes through, but it'll still be cheaper than going to a payday loan store (assuming that you have just the 3 bills that are going to hit).

[777_hotstreak]

yea youre best bet would be to just let the bank handle it forget about the loans because the intrest will KILL you my friend got stuck paying on a payday loan and he still hasnt paid it off yet

[DrunkHorseplayer]

The term "good payday loan" is a huge oxymoron; don't do it unless you can give them fake ID and stiff them.

[cyclonebell]

You will dig yourself a deeper hole with payday loans buddy. As much as it sucks, a relative is your best bet brother.

[Sam Odom]

give them fake ID and stiff them.

[phillyhata1]

thanks guys see ya later

[fsugolf]

stiff your bank and the payday loan place

[brxbmbers42]

i wouldnt do it but if u need to just take the money and then close the bank acct you give them after you get the money.

[EDDIE MONEY LINE]

start robbing people

[phillyhata1]

great advice fsu i hope when u need help someday, somebody gives you a bullshit answer and pokes fun at you. its funny isnt it. maybe someday u will feel this sense of hopelessness and sick feeling in your stomach, then it wont be so funny

[Sam Odom]

great advice fsu i hope when u need help someday, somebody gives you a bullshit answer and pokes fun at you. its funny isnt it. maybe someday u will feel this sense of hopelessness and sick feeling in your stomach, then it wont be so funny

Son , i've been where you are now several times over my 40+yrs of gambling

1. We admitted we were powerless over gambling — that our lives had become unmanageable.

[brxbmbers42]

great advice fsu i hope when u need help someday, somebody gives you a bullshit answer and pokes fun at you. its funny isnt it. maybe someday u will feel this sense of hopelessness and sick feeling in your stomach, then it wont be so funny

stop gambling bro. its obvious your finances cant handle it.

[tatommack]

if u have *************** wells fargo does that man that sucks those place steal ur money

[landers781]

Philly telling you from experience, these things are a bad thing to get involved with. to get 800 you will actually need to do 2 or 3 and payback a min of the fee which is about 240 per paycheck

[Brock Landers]

checkngo.com

[Tech N9ne]

Pawn something

[Housemoney]

Whatever happened to Sam Odom?

[spankie]

you guys

[spankie]

you get into rehab yet ?

[jstblaze]

Call you bank and set up overdraft protection, before the other bills hit.

[stevenash]

really dont want my family knowing, kind of embarrassing

Approach it the right way, your family doesn't need to know about the gambling part.

Seriously though, you are an adult now, if your gambling is interfering with your must pay, vital monthly bills, then you might want to seek counseling.

I'm sure you are a good guy, but maybe this gambling this isn't for you.

[jstblaze]

Approach it the right way, your family doesn't need to know about the gambling part.

Seriously though, you are an adult now, if your gambling is interfering with your must pay, vital monthly bills, then you might want to seek counseling.

I'm sure you are a good guy, but maybe this gambling this isn't for you.

And to make it feel even less negative, "gambling isnt for you, for now".

when you can handle the possibility of losing some money without worry, and when you have earned the ability to put in some plays later on down the road, it all feels that much better and the winning thing actually gets easier.

[pinnerpsk]

If you really need a payday loan make sure you find a direct lender that offers loans in your state.