I have blue shield gold ppo califormia which I switched in the beginning of 2020. I am paying $900 a month just for myself. I submitted a claim for back surgery and they have denied it. Do I have any legal grounds to sue these bastards?
I have 2 torn disks in my lower back. I had epidural did not help last year. Have the MRI. The surgeon/doctor said would call and speak to them on Monday. Is there any chance change their decision or anything else that I can do?
I threw out my back so bad last month I went to UCLA emergency Room. I think they are denying because I did not go to physical therapy. I was never recommended this and I know that it won't help as I have tried it before how could physical therapy repair 2 torn fuckking disks?
Any advice would be greatly appreciated as I am in Dire Straits and in need of a surgery.