I don't have kids, it's def a very good fit for myself..but here's the question to you who do. Do you feel that paying for college education is worthwhile..i run into parents who are in there 50's working 2nd job to pay for 20 yr old college costs. When you kid has a job and graduates, shouldnt they pay you back..or make life easier for you? Seems like it's just a give give give from the parents point of view...