Anyone did a chapter 13 bankruptcy lately?

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  • 209 Life
    SBR MVP
    • 09-15-18
    • 3146

    #36
    Grow chronic. Go for the Mars hydro LED light. Flood your neighborhood
    Comment
    • konck
      SBR Posting Legend
      • 10-17-06
      • 12554

      #37
      go to the SBR Casino where dreams are made
      Comment
      • mtneer1212
        SBR MVP
        • 06-22-08
        • 4993

        #38
        Originally posted by ThaWoj
        I did a chapter 7 a long time ago when i was 21.

        Since im in deep right now i was looking into chapter 13. I cant do 7 because my income this year was too high. Im not really behind on a lot of debts but my paycheck is gutted every week and im having to always rob peter to pay paul.

        3500 cc debt that is all current. Nothing past due but all cards maxed out.

        25,000 in payday/installmet/tribal loans. This is what's killing me. Again not past due but about to be on some. Every 2 weeks i have to pay.

        100k student loans that i dont pay and i know these cant be discharged

        600 in monthy expenses utilities rent food gas etc

        6500 in misc past due debts, irs debt etc


        What happens to credit accounts in good standing? Like i have a bs fingerhut credit line of 1800 that has 0 balance. Do i keep that? I really need to get rid of these tribal loans with 700% apr
        What state do you live in? It makes a difference.
        Comment
        • dustyy
          SBR MVP
          • 12-08-17
          • 2459

          #39
          Originally posted by mtneer1212
          What state do you live in? It makes a difference.
          Nah man, sorry it does not vary from state to state. Fed exclusively runs the program
          Comment
          • ThaWoj
            SBR Hall of Famer
            • 03-09-10
            • 6760

            #40
            Originally posted by mtneer1212
            What state do you live in? It makes a difference.
            Louisiana
            Comment
            • BrickJames
              SBR Hall of Famer
              • 05-05-11
              • 9749

              #41
              Forget about betting for a few weeks and go chase some tail.

              Get some pussy and suck on some titties and you will feel better.
              Comment
              • big joe 1212
                SBR Posting Legend
                • 06-01-08
                • 19380

                #42
                Call Sunrise Debt Solutions
                Comment
                • Thor4140
                  SBR Posting Legend
                  • 02-09-08
                  • 22296

                  #43
                  Originally posted by dustyy
                  I am going to start responding to you like I do with my uncle who is in early stage dementia. No Uncle Lou, operational systems collect late fees, people don't.

                  I am on the front end of transactions.

                  You are one nosy codger aren't you. Since you are the site's biggest gossip and like to jump in people's shit, tell The Woj that he should contact an attorney but be careful. bankruptcy attorneys usually finish at the bottom of their class and like to feed off suckers like you.
                  I am nosey yet you followed a guy to this site with a phony handle lol. You are a two time Trump voter and I am the sucker? Lol,lol, ooohhh, lol.
                  Comment
                  • dustyy
                    SBR MVP
                    • 12-08-17
                    • 2459

                    #44
                    Originally posted by Thor4140
                    I am nosey yet you followed a guy to this site with a phony handle lol. You are a two time Trump voter and I am the sucker? Lol,lol, ooohhh, lol.
                    My God are you stupid. Let this sink in you bitter retard. Hopefully for the final time:

                    Why would I pay over $500 to a site to follow someone I could hassle for free?

                    You are not capable of a single independent thought. You constantly post spoon fed memes from sites that prey on idiots like you.

                    Somewhere in life you have been dumped and shit on and you come in here to vent your frustration. You can't do it in your own words, you have to re-post tweets and memes from other sources.

                    If you are gullible enough to believe the posts of someone living in a total fantasy world, I don't know what to tell you. I still laugh at your diagnosis of someone who had "psoriasis of the liver" and other comments only a fukking idiot would make. Can't blame that one on spell check.
                    Comment
                    • vitterd
                      Restricted User
                      • 09-14-17
                      • 58460

                      #45
                      Originally posted by dustyy
                      My God are you stupid. Let this sink in you bitter retard. Hopefully for the final time:

                      Why would I pay over $500 to a site to follow someone I could hassle for free?

                      You are not capable of a single independent thought. You constantly post spoon fed memes from sites that prey on idiots like you.

                      Somewhere in life you have been dumped and shit on and you come in here to vent your frustration. You can't do it in your own words, you have to re-post tweets and memes from other sources.

                      If you are gullible enough to believe the posts of someone living in a total fantasy world, I don't know what to tell you. I still laugh at your diagnosis of someone who had "psoriasis of the liver" and other comments only a fukking idiot would make. Can't blame that one on spell check.
                      You should join Tuesday on the 29th to see this “fantasy world” for yourself. All I do is provide proof of everything I say. Your nuke started it and 5 pros have since confirmed it.
                      Comment
                      • Tuesday
                        Restricted User
                        • 05-03-11
                        • 3695

                        #46
                        Originally posted by vitterd
                        You should join Tuesday on the 29th to see this “fantasy world” for yourself. All I do is provide proof of everything I say. Your nuke started it and 5 pros have since confirmed it.
                        So you keep saying ratterd, where's you proof? Since 2017 when to joined SBR everything you've posted has been proven wrong time and time again with your own post history.

                        Here's the link to you lying about your 5 PROs which you yourself say only USCphilly had ever met you in person - plus PIMike does not confirm your either:

                        Comment
                        • vitterd
                          Restricted User
                          • 09-14-17
                          • 58460

                          #47
                          Originally posted by Tuesday
                          So you keep saying ratterd, where's you proof? Since 2017 when to joined SBR everything you've posted has been proven wrong time and time again with your own post history.

                          Here's the link to you lying about your 5 PROs which you yourself say only USCphilly had ever met you in person - plus PIMike does not confirm your either:

                          https://www.sportsbookreview.com/for...10-dustyy.html
                          They have all confirmed me including pimike. Facts. You are a confirmed broke loser from a dump town in Chicago.
                          Comment
                          • Demonata
                            BARRELED IN @ SBR!
                            • 07-12-11
                            • 25829

                            #48
                            Vitterd is confirmed to be unconfirmed. Only confirmation I got.
                            Comment
                            • vitterd
                              Restricted User
                              • 09-14-17
                              • 58460

                              #49
                              Originally posted by Demonata
                              Vitterd is confirmed to be unconfirmed. Only confirmation I got.
                              You are a confirmed little fat kid staying at a crack house in Vegas. You should ask sbr to delete that picture.
                              Comment
                              • dustyy
                                SBR MVP
                                • 12-08-17
                                • 2459

                                #50
                                Originally posted by vitterd
                                You should join Tuesday on the 29th to see this “fantasy world” for yourself. All I do is provide proof of everything I say. Your nuke started it and 5 pros have since confirmed it.
                                Pretty sensitive aren't you? Not sure why you think this is directed at you your name is never mentioned in my post.
                                Comment
                                • Demonata
                                  BARRELED IN @ SBR!
                                  • 07-12-11
                                  • 25829

                                  #51
                                  Originally posted by vitterd
                                  You are a confirmed little fat kid staying at a crack house in Vegas. You should ask sbr to delete that picture.
                                  I'm 6 ft 1 and 194 pounds. How is that fat?I'm staying at the Luxor.
                                  Comment
                                  • vitterd
                                    Restricted User
                                    • 09-14-17
                                    • 58460

                                    #52
                                    Originally posted by dustyy
                                    Pretty sensitive aren't you? Not sure why you think this is directed at you your name is never mentioned in my post.
                                    Since 98 percent of your posts are directed at me….it’s just assumed at this point.
                                    Comment
                                    • slewfan
                                      SBR Posting Legend
                                      • 10-01-15
                                      • 15899

                                      #53
                                      Originally posted by dustyy
                                      Pretty sensitive aren't you? Not sure why you think this is directed at you your name is never mentioned in my post.
                                      He’s a neurotic.. and paranoid… He thinks everything revolves around himself.. It’s called “ blowhard”..
                                      Comment
                                      • dustyy
                                        SBR MVP
                                        • 12-08-17
                                        • 2459

                                        #54
                                        Originally posted by vitterd
                                        Since 98 percent of your posts are directed at me….it’s just assumed at this point.
                                        Don't flatter yourself. I looked at my previous 50 posts and 3 were directed at you. One was trying to help you out by telling you that your claim to have access to airline passenger list would be illegal unless you are a federal law enforcement agent. I notice that you are still using that line which is unwise. There are agencies that think your one liner about monitoring airline passenger lists is not funny.

                                        Again, your name was never mentioned in my post. Paranoia will destroy ya
                                        Comment
                                        • vitterd
                                          Restricted User
                                          • 09-14-17
                                          • 58460

                                          #55
                                          Originally posted by dustyy
                                          Don't flatter yourself. I looked at my previous 50 posts and 3 were directed at you. One was trying to help you out by telling you that your claim to have access to airline passenger list would be illegal unless you are a federal law enforcement agent. I notice that you are still using that line which is unwise. There are agencies that think your one liner about monitoring airline passenger lists is not funny.

                                          Again, your name was never mentioned in my post. Paranoia will destroy ya
                                          Then who were you referring to if not me? Let’s not play word games. We both know.

                                          I’m not worried about anything illegal. The fact
                                          is this clown Tuesday is still not on any fight list Chicago to Philadelphia and he’s gonna pull some bullshit, be a no show and not one person will hold him accountable….so I will do it myself.
                                          Comment
                                          • Tuesday
                                            Restricted User
                                            • 05-03-11
                                            • 3695

                                            #56
                                            Originally posted by vitterd
                                            Then who were you referring to if not me? Let’s not play word games. We both know.

                                            I’m not worried about anything illegal. The fact
                                            is this clown Tuesday is still not on any fight list Chicago to Philadelphia and he’s gonna pull some bullshit, be a no show and not one person will hold him accountable….so I will do it myself.
                                            Of course you're not worried about anything illegal, because being a pathological lying retard is not illegal - it's just your mental handicap.

                                            You can't even hold yourself accountable and keep all your own lies straight, but on 29th we will be able to hold you accountable rattard don't you worry about that.
                                            Comment
                                            • Auto Donk
                                              SBR Aristocracy
                                              • 09-03-13
                                              • 43558

                                              #57
                                              this fukstick, Olive Branch aka vitturd, certainly has experience with being a broke dik fuk:



                                              Comment
                                              • vitterd
                                                Restricted User
                                                • 09-14-17
                                                • 58460

                                                #58
                                                Originally posted by Tuesday
                                                Of course you're not worried about anything illegal, because being a pathological lying retard is not illegal - it's just your mental handicap.

                                                You can't even hold yourself accountable and keep all your own lies straight, but on 29th we will be able to hold you accountable rattard don't you worry about that.
                                                Be on a flight and be at the Cadillac Grille. You know when and where. No more hiding behind your computer. You’ve been trolling me for years. It’s time to finish this.
                                                Comment
                                                • BeatTheJerk
                                                  BARRELED IN @ SBR!
                                                  • 08-19-07
                                                  • 31794

                                                  #59
                                                  Originally posted by vitterd
                                                  Be on a flight and be at the Cadillac Grille. You know when and where. No more hiding behind your computer. You’ve been trolling me for years. It’s time to finish this.
                                                  I guess I’m back off the list oh well. How did you do last week ? I guarantee you will say you won big …
                                                  Comment
                                                  • vitterd
                                                    Restricted User
                                                    • 09-14-17
                                                    • 58460

                                                    #60
                                                    Originally posted by BeatTheJerk
                                                    I guess I’m back off the list oh well. How did you do last week ? I guarantee you will say you won big …
                                                    Relax kid. I didn’t play anything on Saturday because the card wasn’t good.

                                                    I will say if I won big if I did. I was 3-2 on Sunday. Svsooner can verify that if he wants. He gets the plays thru pm as you do.
                                                    Comment
                                                    • Thor4140
                                                      SBR Posting Legend
                                                      • 02-09-08
                                                      • 22296

                                                      #61
                                                      Originally posted by vitterd
                                                      You should join Tuesday on the 29th to see this “fantasy world” for yourself. All I do is provide proof of everything I say. Your nuke started it and 5 pros have since confirmed it.
                                                      It kills this bum that people know he is a ghost that followed you here. Than the pressure from some of our most despicable got to be to much for him and he back track on your verification. His little jokes about age are weird. I bet his parents think their douchbag son is a peach while he thinks they should just die already. I have to go Vit. I have a block party to attend to after I get done working out for four hours.
                                                      Comment
                                                      • vitterd
                                                        Restricted User
                                                        • 09-14-17
                                                        • 58460

                                                        #62
                                                        Originally posted by Thor4140
                                                        It kills this bum that people know he is a ghost that followed you here. Than the pressure from some of our most despicable got to be to much for him and he back track on your verification. His little jokes about age are weird. I bet his parents think their douchbag son is a peach while he thinks they should just die already. I have to go Vit. I have a block party to attend to after I get done working out for four hours.
                                                        Lol. Yeah, ole Dustyy has been on me since he registered here for me. He still won’t reveal who he was at rx, it’s odd to see a grown man scared to reveal an anonymous name.

                                                        Really disappointed in his back track of the verification. He knows it’s me, I offered ID and everything. Somehow he still says he can’t verify I’m Vitterd. He’s made it that absolutely no proof is gonna be enough. Hard to figure out why he did that. Everybody is wrong sometimes, sone guys just can’t own up to it.
                                                        Comment
                                                        • Tuesday
                                                          Restricted User
                                                          • 05-03-11
                                                          • 3695

                                                          #63
                                                          Originally posted by vitterd
                                                          Lol. Yeah, ole Dustyy has been on me since he registered here for me. He still won’t reveal who he was at rx, it’s odd to see a grown man scared to reveal an anonymous name.

                                                          Really disappointed in his back track of the verification. He knows it’s me, I offered ID and everything. Somehow he still says he can’t verify I’m Vitterd. He’s made it that absolutely no proof is gonna be enough. Hard to figure out why he did that. Everybody is wrong sometimes, sone guys just can’t own up to it.
                                                          More like you been raping credibility from dustyy after you catfished him, here the link to prove it rattard you lying piece of shit:

                                                          Comment
                                                          • mjsuax13
                                                            Moderator
                                                            • 03-14-15
                                                            • 25078

                                                            #64
                                                            Originally posted by MiDNiTe
                                                            I guess if the armed robbery fails then he doesn't have to worry about accommodation, food, bills and his gambling addiction is solved for a few years, also if lonely can find companionship and probably easy to find intimate relationships in there
                                                            I told him this as well… problem solved! He’s locked up and nobody is getting paid!
                                                            Comment
                                                            • vitterd
                                                              Restricted User
                                                              • 09-14-17
                                                              • 58460

                                                              #65
                                                              Originally posted by Tuesday
                                                              More like you been raping credibility from dustyy after you catfished him, here the link to prove it rattard you lying piece of shit:

                                                              https://www.sportsbookreview.com/for...10-dustyy.html
                                                              Total lies and everyone knows that. Just show up on the 29th and it will be settled. That’s all you gotta do chicken shit.
                                                              Comment
                                                              • Tuesday
                                                                Restricted User
                                                                • 05-03-11
                                                                • 3695

                                                                #66
                                                                Originally posted by vitterd
                                                                Total lies and everyone knows that. Just show up on the 29th and it will be settled. That’s all you gotta do chicken shit.
                                                                Afraid to click the links tard? You've had since 2017 to post proof of anything you've posted over the years and you still haven't, that's all you had to do chicken shit - so we'll see if you continue to fail to post proof on the 29th.
                                                                Comment
                                                                • vitterd
                                                                  Restricted User
                                                                  • 09-14-17
                                                                  • 58460

                                                                  #67
                                                                  Originally posted by Tuesday
                                                                  Afraid to click the links tard? You've had since 2017 to post proof of anything you've posted over the years and you still haven't, that's all you had to do chicken shit - so we'll see if you continue to fail to post proof on the 29th.
                                                                  I’ve posted proof of everything. You will have your chance on the 29th. Show up. That’s all you gotta do. You know where I will be.
                                                                  Comment
                                                                  • Tuesday
                                                                    Restricted User
                                                                    • 05-03-11
                                                                    • 3695

                                                                    #68
                                                                    Originally posted by vitterd
                                                                    I’ve posted proof of everything. You will have your chance on the 29th. Show up. That’s all you gotta do. You know where I will be.

                                                                    Where? Post the link to wherever you think you done that, that's all you had to do for over 4 years here since 2017 when you joined SBR, just a simple link.
                                                                    Comment
                                                                    • vitterd
                                                                      Restricted User
                                                                      • 09-14-17
                                                                      • 58460

                                                                      #69
                                                                      Originally posted by Tuesday
                                                                      Where? Post the link to wherever you think you done that, that's all you had to do for over 4 years here since 2017 when you joined SBR, just a simple link.
                                                                      You posted my videos. Where are yours? You said I didn’t post plays and then you saw my thread. You are hitting 7 percent with your pathetic hockey picks.

                                                                      Book your flight. You still haven’t. You are not on any flight list from chicago to Philly. Care yo explain this? Or you wanna keep ducking it.
                                                                      Comment
                                                                      • Slipknot26
                                                                        SBR Hall of Famer
                                                                        • 07-17-15
                                                                        • 5046

                                                                        #70
                                                                        Very confused with your numbers
                                                                        Sounds like you owe 40k'ish between everything.
                                                                        That is not all that much honestly .
                                                                        Student loan is different, understand that part .
                                                                        But again , all resolves around income vs expense . So what's left over after payments per month ?
                                                                        As others stated , minimal everything, max 1 , pay it off , move on to the next .
                                                                        But there's a lot go into what you truly need to do but it based on everything being known to determine the best path for you.

                                                                        You must not have goid credit or unverified income to not be able to consolidate ?
                                                                        Comment
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