Hey Opie!
You inspired me to visit Northern Michigan for the first time in my life...never been furthur north than Holland in Michigan.
We picked this resort to stay at over the Labor Day weekend
http://www.shantycreek.com/summer/
Ever heard of it or been in Bellaire??
Looks like we can easily visit your Torch Lake too, and Charlevoix!
Recommed some things to do, and especially places to eat
I have Champagne taste pal, so keep that in mind!
Salud