Originally Posted by
KKoz9
A judgment is an order by a court that you owe money to someone, in your case the CC company. In this case it is called unsecured debt because there was no collateral attached to the credit extended. It is essentially just a piece of paper, although it can be "attached" to any real estate that you own (preventing sale), prevent future real estate transactions until it is satisfied, and it will not go away...it continues earning interest until it is satisfied or discharged in some manner, e.g. bankruptcy.
You do not owe the court money, you do not pay the money to the court...possibly though the court in some jurisdictions, but i seriously doubt it (can you imagine the nightmarish administrative costs and red tape if courts took on the responsibility of trying to collect debts for every creditor that has a judgment against someone...it just doesn't work that way). Only CRIMINAL cases involve payments through courts, and that is for restitution/court costs that have nothing to do with "owing' someone money. A judgment is a civil case, and civil=money, i.e. you can't be jailed.
You cannot go to jail for not paying the money. The only way you could go to jail is if the judgment creditor (CC company) , in an attempt to enforce that judgment, has a hearing set in which you are ordered to appear, and you fail to appear, thus being found to be in contempt of court for disobeying the order to appear (not for not paying the money).
For example, you are served with some sort of discovery (in an attempt to discover if you have any assets to satisfy the judgment) and you ignore it and fail to answer. The judgment creditor can file an motion for enforcement and have you ordered to appear in court. If you fail to appear, a capias (warrant) will be issued for your arrest for contempt of court. You then will be arrested and brought before the judge to explain why you haven't answered the discovery and then possibly held until you do. It is also very unlikely that the creditor would pursue the 6G debt to these extremes, after all, they have to pay the attorneys to do this work and appear in court, and even though those costs can be assigned to you, they already know that there is virtually no chance of recovery so what good does that do them? They will spend their time, energy and resources pursuin larger debts that they think they can recover.
Although procedures may vary slightly by state, these are the facts. take them or leave them but that will not change the situation.
Just trying to help clarify brah...free consultation.