I'm in a small debt with a local and have no other choice but to ask friends. All my friends know I'm a gamboholic and always end up betting more than I have and have to borrow. But I have borrowed from 5+ friends this year and all pay back pretty soon. What approach should I take asking them for another loan? My friends are close but we still act like family as that's how my culture is. They don't make me pay interest or anything so how should I ask them?