That’s not how sportsbook rules work. If there are exceptions they add it to the rules. If you can find a legal book that states if a player is not granted a **** or is murdered before playing a tournament then your wager is refunded I’d be shocked…..because you cant. You cant argue “all in is not persuasive enough” that is literally what all in means. You cant argue that.
Legal books have to make their T&C’s as clear as possible or else they open themselves up to numerous complaints and the last thing they want is their compliance team dealing with state regulators and risking their license.
The rule here is so cut & dry it isnt even up for debate. Now there are books who have rules where if the player doesn’t play at least one point futures are void. If Unibet had that rule there wouldn’t even be a thread. Like I said before these legal books are all about good
PR. Pointsbet literally has a promo around refunding bad beats. It is smart to deal with it how they did as it likely cost them nothing because Unibet is a small time book with little handle.