1. 01-06-21 01:26 PM #1
    Otters27
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    What is a realistic refinance mortgage rate right now?

    Looking to refinance 30 yr 700+ credit
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  2. 01-06-21 04:01 PM #2
    Otters27
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    Well where are interest rates headed come June or July?
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  3. 01-06-21 04:58 PM #3
    TheMetsSuck
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    I got 2.625 on a 30 year recently
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  4. 01-06-21 05:24 PM #4
    LLXC
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    2.625 on 30.
    2.5 on 15.
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  5. 01-06-21 05:31 PM #5
    cincinnatikid513
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    saloon
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  6. 01-06-21 06:09 PM #6
    mpaschal34
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    Do 15 years!

    Don’t drag it out. So glad to have the house paid off (did it in 10 yrs) than still having 18 years of house payments right now.

    Once you get used to paying the extra money, you won’t even notice it.
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  7. 01-06-21 06:24 PM #7
    teacher10
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    Instead of refinancing why not just pay extra per month to bring down the balance. That way you don't have to worry about the paper work and fees/points.

    However anything below 3% right now is solid.
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  8. 01-06-21 06:58 PM #8
    Otters27
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    Quote Originally Posted by teacher10 View Post
    Instead of refinancing why not just pay extra per month to bring down the balance. That way you don't have to worry about the paper work and fees/points.

    However anything below 3% right now is solid.
    4.875 is what my loan is on 225,000. So still big savings with a refinance. Main thing is to lower monthly payment.
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  9. 01-06-21 06:59 PM #9
    Otters27
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    Quote Originally Posted by cincinnatikid513 View Post
    saloon
    Glad you are back you were gone for a few days?
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  10. 01-06-21 07:00 PM #10
    Otters27
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    Quote Originally Posted by mpaschal34 View Post
    Do 15 years!

    Don’t drag it out. So glad to have the house paid off (did it in 10 yrs) than still having 18 years of house payments right now.

    Once you get used to paying the extra money, you won’t even notice it.
    Dang nice work.
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  11. 01-06-21 07:00 PM #11
    cincinnatikid513
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    Quote Originally Posted by Otters27 View Post
    Glad you are back you were gone for a few days?
    resting, did u get ur cashout money yet
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  12. 01-06-21 07:03 PM #12
    Otters27
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    Quote Originally Posted by cincinnatikid513 View Post
    resting, did u get ur cashout money yet
    No. It's taking forever. I've been discipled and am not betting right now. The Boise and Colts game knocked some sense into me
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  13. 01-06-21 07:08 PM #13
    hotcross
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    Just did a refi last week at 2.25%
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  14. 01-06-21 07:21 PM #14
    cincinnatikid513
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    Quote Originally Posted by Otters27 View Post
    No. It's taking forever. I've been discipled and am not betting right now. The Boise and Colts game knocked some sense into me
    good, i hate when books play games like that such a bitch move
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  15. 01-06-21 07:25 PM #15
    jjgold
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    Rates are going up now always get more money than you need so you have like 20,000 for Gambling Otter you should know this I’ve done it all my life
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  16. 01-06-21 07:35 PM #16
    cincinnatikid513
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    if they would of sent u money on time bitcoin otters u would of made a ton last few days way bitcoin has went up
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  17. 01-06-21 07:45 PM #17
    funnyb25
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    Otters is awesome. Guy fools everyone on the site. He risks 4k to win 10 bucks but owns a house. Everyone talks shit to him, but he is a playa!
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  18. 01-06-21 07:56 PM #18
    cincinnatikid513
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    u should post every bet, crazy run from 5 dollars all the way to 7500


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  19. 01-06-21 08:11 PM #19
    Otters27
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    Quote Originally Posted by cincinnatikid513 View Post
    u should post every bet, crazy run from 5 dollars all the way to 7500


    I might. Problem is a lot of $1-5 bets in between the big ones so lots of pages
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  20. 01-07-21 12:28 AM #20
    LLXC
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    There are some lenders that will eat the refinance fees. I suggest looking for one.
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  21. 01-07-21 12:31 AM #21
    cincinnatikid513
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    Quote Originally Posted by Otters27 View Post
    I might. Problem is a lot of $1-5 bets in between the big ones so lots of pages
    just the important bets the big dollar ones , crazy how many all in bets u must of won to keep it going, they really f u with the slow payout bitcoin has gone crazy ur 7500 bitcoin would of been over 8000 at least
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  22. 01-07-21 12:39 AM #22
    19th Hole
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    Rates nudged up today.
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  23. 01-07-21 12:53 AM #23
    mjsuax13
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    Quote Originally Posted by jjgold View Post
    Rates are going up now always get more money than you need so you have like 20,000 for Gambling Otter you should know this I’ve done it all my life
    This guy... buy some jewelry too
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  24. 01-07-21 01:02 AM #24
    hawkwind
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    quicken 1.99% 15 yr w-excellent credit
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  25. 01-07-21 04:53 AM #25
    jjgold
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    I love when us gamblers have 15k in debt but we get 20K loan

    Why?

    5g's to gamble
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