14 Teams
Prize Breakdown:
1st - 3000
2nd - 1000
3rd - 500
Most Points Scored Each Regular Season Week: 200 (ties split, but with fractional scoring it's very unlikely)
500 upfront
or
100 upfront, 90 week 1, 90 week 2, 90 week 3, 90 week 4, 90 week 5 (550 total) - If you pay 100 upfront but want to pay off the rest early then the breakdown goes:
Paying off before week 1, pay 400
Paying off during week 1 (each week will start at the Thursday night kickoff, payment due by Wednesday of the following week), pay 410 (510 total paid)
Paying off during week 2, pay 330 (520 total)
Paying off during week 3, pay 250 (530 total)
Paying off during week 4, pay 170 (540 total)
If I have not received the full payments by the end of week 5, then I will lock the team until payment received. If a weekly payment is missed I will offer a 1 week grace period with 10 extra points added (so if you missed the week 2 payment then you'd owe 190 in week 3, 560 total). If a second week is missed I will lock the team until payment received.
Any weekly rewards won by someone on a payment plan will be deducted from the balance owed until paid up. Amount of interest paid will be figured by taking the week # we are in and adding a 0 to it. Example: Someone on a payment plan wins the weekly prize for week 3 and wishes to pay the rest off then they will have had to have paid 530 total (30 points interest, their payments plus the weekly prize equaling 530)
If you go with the payment plan then the extra points will, first, go toward covering what I was adding and then will increase the year end prizes with anything extra that is left.
This should allow anyone to play that has interest and helps me out by covering some of the portion I am going to add.
From now until the end of Week 5 a pro should accumulate 504 points from logins, so that would be enough to cover the remaining 450 balance without the need of a loan or trying to win points.