This is the 2nd time ive had unauthorized charges on my CC after depositing to a online sportsbook but its the first time a collection agency has contacted me about it...,
Back in febuary i deposited $500 into bovada. The next day i had 4 unauthrized transactions on my CC. I disputed the charges with my bank. My bank found them fraudulant and removed them from my CC.
Yesterday i got a letter in the mail from a collection agency stating i owe QVC easy pay $212.53 for a E reader i purchased. Ive never done business with this company and i didnt purchase a e reader. This is the same company that i reported fraudulant charges to my bank about.
When i told the collection agency about it they said i needed to file a police report. Cant i just send the credit bureaus a affidavit including the results of the investigation from my bank already deeming the charges as fraud?