1. #1
    TR88
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    How much you need for 1 year to live comfortably ?

    I say 80k to 100k is a good number

  2. #2
    MB
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    I can make that 100k stretch at least 6 yrs. 80-100K and you're good for at least 2-3 years

  3. #3
    TR88
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    Quote Originally Posted by MB View Post
    I can make that 100k stretch at least 6 yrs. 80-100K and you're good for at least 2-3 years
    you are right, 100k a year and you can buy fancy stuff, I say 30-40k a year if there is no rent and you are rolling

  4. #4
    Mr KLC
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    $25-30K. I'm a spendthrift who uses coupons, so I can make a dollar go a long way. No car payments. Buy clothes at thrift stores. I stopped trying to impress people after I said, "I do.".
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  5. #5
    spankie
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    40 dimes.

    cheap livin out here in the corn fields.

  6. #6
    UntilTheNDofTimE
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    Um depends what you want to do and if you have bills. For instance if you rent for 800 a month(9600), have no car payment. You food and utilities for the year will prabably be under 8,000 a year. Say yo then have 1,000 to blow a month. And a extra 500 a month for miscelaneous....

    Thats 35,000 a month to live comfortably( not extravagent), and have 1500 a month to blow. This is assuming 35,000 tax free of course.

  7. #7
    spankie
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    Quote Originally Posted by UntilTheNDofTimE View Post
    Um depends what you want to do and if you have bills. For instance if you rent for 800 a month(9600), have no car payment. You food and utilities for the year will prabably be under 8,000 a year. Say yo then have 1,000 to blow a month. And a extra 500 a month for miscelaneous....

    Thats 35,000 a month to live comfortably( not extravagent), and have 1500 a month to blow. This is assuming 35,000 tax free of course.
    what kind of fuked up math is this?

  8. #8
    goofyre
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    Not much. Life of a college student doesn't pay much.

  9. #9
    hawley
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    25k when you have a paddock full of sheep.

  10. #10
    UntilTheNDofTimE
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    Quote Originally Posted by spankie View Post
    what kind of fuked up math is this?
    800 x 12 = 9600
    8,000 utilities
    12,000 to blow
    6,000 misc

    35,600

    Im sorry i was off by 600

  11. #11
    TR88
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    Quote Originally Posted by hawley View Post
    25k when you have a paddock full of sheep.
    you fkn NZ shepherd i knew it

  12. #12
    Djstucky
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    Living comfortably from one person to the next will differ tremendously. I would venture to say someone who is younger with less debt and responsibility could make it with 25k/yr. Obviously those with more than on mouth to feed would need more. I would say the minimum would be 35k. This is a loaded question with many many things to factor in. I could imagine that some folks could live on far less while others would need far more to live without too many worries. You mention 12 months and generally speaking there are several ways to make the most of the above mentioned amounts. For example anyone with decent credit in a financial bind or with limited income could defer certain monthly obligations at least once if not twice in 12 months. Are you refering to a 12 month senario due to unforeseen circumstances or refering to someone's annual income??? Annually most people would need much more to live "comfortably"

  13. #13
    bobbyfk
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    Quote Originally Posted by spankie View Post

    what kind of fuked up math is this?
    yea....so 35k a year until? so that's almost 3k a month

  14. #14
    tony_come
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    I will retire after I make 100,000,000

  15. #15
    mh217
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    well considering i have a dime a day habit..and i like nice things. and going out...figure i need at least 200k cash annually,,and thats with winners!

  16. #16
    Gee
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    I think it depends on the cost of living wherever you are.

    There are places around the world I could live off (not including rent) for 20-30K a year.

    I probably would not want to live anywhere in a capital city in Australia for less than 60K a year (again, not including rent/mortgage, which would be about $35K).

  17. #17
    tukkk
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    in vietnam you can live like a king with 20k $ a year

  18. #18
    lunchbawks
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    More than this.. anyone have a good play for Wednesday?

  19. #19
    Ace_of_Spades
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    Quote Originally Posted by tukkk View Post
    in vietnam you can live like a king with 20k $ a year
    I've heard this before, but why would anyone want to live in Vietnam.

  20. #20
    tukkk
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    Quote Originally Posted by Ace_of_Spades View Post
    I've heard this before, but why would anyone want to live in Vietnam.
    There are times, when one needs to get away. If I were to write a book or do some intensive research on my own, this would be the place.

  21. #21
    The Hot Pepper
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    Quote Originally Posted by tukkk View Post
    There are times, when one needs to get away. If I were to write a book or do some intensive research on my own, this would be the place.
    And why would you go to one of the nastiest countries in Asia when there are better alternaives lying around?

  22. #22
    SportsMushroom
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    you all are spoiled fukcs, when I was at university in the UK I had a budget of 7,500 (5,000 loan, 2500 grant) pounds a year, with that used to pay tuition, rent, groceries, go out, gamble, and still have money left over at the end of the year

  23. #23
    LLXC
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    Quote Originally Posted by SportsMushroom View Post
    you all are spoiled fukcs, when I was at university in the UK I had a budget of 6,500 (5,000 loan, 1500 grant) pounds a year, with that used to pay tuition, rent, groceries, go out, gamble, and still have money left over at the end of the year
    Tuition is a little more expensive here (depending on where you go), as is rent.

  24. #24
    SportsMushroom
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    Quote Originally Posted by LLXC View Post
    Tuition is a little more expensive here (depending on where you go), as is rent.
    made a mistake, budget was 7,500 not 6,500 but still

    yeah you are right tuition in the US ***** people over

  25. #25
    jjgold
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    Impossible to say because of where you live and if your single

    NJ......At least 70,000 per year

  26. #26
    Sawyer
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    Depends on where you live (Vietnam? Japan? Paris?) and your marital status. (Wife, Children etc)

    40-50k should be enough for a comfortable living. (Assuming you have your own house, no rent)
    Make it x2 if you're married.
    Make it x4 if you have 2 children. (x1 multiplier for each children)

  27. #27
    aceking
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    thailand is cheap

  28. #28
    floridagolfer
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    Who's paying your health insurance? A lot of people can live on little money, but all the best planning in the world doesn't account for $1,000 to put a crown on a tooth, prescription drugs for your high cholesterol, a trip to the ER, etc., etc.

  29. #29
    Grits n' Gravy
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    To me now, being comfortable is owning the nice roof over my head, having a decent ride, staying debt free with all of my bills kept up on, fuk around cash to go out and enjoy nice things without thinking twice about what it costs and putting some away for future savings. That will run 5 to 7k a month. Add in family and the number could go up a lot. I know I could get by on 30k a year or so without a problem but I'm happier with full pockets than light ones.

  30. #30
    Sdotbold
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    health insurance is a huge cost for a family. Like JJ said here in New Jersey you will need 70,000-80,000 to live a comfortable life here. You can get by with 40 grand, just wont have much savings, or money just in case of emergency

  31. #31
    babyjesus
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    50k aint bad depending where you are

  32. #32
    ngates815
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    2k Mortgage
    450 utilities

    350 groceries
    150 gas
    450 to blow


    3400 a month


    roughly 40K a year to live fine. That's if there was a perfect world and never be any weird costs that just pop up (car repair/emergencies)

  33. #33
    OTL
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    30-40k I guess.

  34. #34
    spankie
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    Quote Originally Posted by UntilTheNDofTimE View Post
    800 x 12 = 9600
    8,000 utilities
    12,000 to blow
    6,000 misc

    35,600

    Im sorry i was off by 600
    actually you said 35,000 a month thats why i was confused.

    puff

  35. #35
    Brock Landers
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    120K with a family and mortgage

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