2014!!!
Thats the year the new "Healthcare bill" passes. Oddly enough it's not a healthcare bill at all, it's a health insurance bill. The government plans on providing a public option at a steeply discounted rate. Next, the bill, now law, states that businesses must provide some type of health insurance for it's employees. Now, most small businesses are already just barely skimming a profit off the top and now they're going to be FORCED to provided insurance for ALL employees. The can go with either the government option or the cadillac plan. If they choose to go with the "cadillac" plan they will be hit with an 8% penalty fee. This leads to two MAJOR problems.
1.) The best way for small businesses to prepare for this or deal with this problem is simple, it's to get rid of all of their employees and just take a smaller workload that the owner and a very select few can handle. This will drive unemployment throught the roof.
2.) By offering a steeply discounted option for health insurance and charging an 8% penalty on any employer that chooses to use a private insurance company, ALL companies will basically be forced to choose the public option.
The problem with 2 is that the government is in effect pushing the private providers out of the market completely. Eventually it will be a single payer system. Soon we WILL have nationalized health care. Soon the government will be rationing healthcare, having end-of-life counceling committees and just in general fukking up our healthcare. Now this system CAN work. It works in Germany, Canada, Denmark etc... but I don't think our government is competent enough to run a McDonalds, they WILL fukk this up because of greedy and power hungry politicians. On top of all of this, if you choose not to have insurance you will be hit with a hefty fine
Boys, things are going to get worst here in 2014. Unemployment will skyrocket because employers won't be able to afford health insurance. Some businesses will close down. Unemployment checks will likely quadruple, where the hell is this money going to come from.
Boys get ready. I'm not calling the end by any means, but it will get ugly. Sorry so flighty, I'm at work and had to type this up quick.