Predatory lending is part of the problem. Fanny and Freddy, under Bill Clinton were mandated to give loans to minorities. The democrats let it go unregulated because minorities are their base. Again, it has nothing to do with the Bush administration. The current economic crisis is all democrat. When they brought the CEO of AIG in front of congress and put him to shame, did you ever ask yourself why the CEO's of Fanny and Freddy weren't brought in an embrassed in front of the whole country?
You can lay the other 1/4 of blame on idiots who took variable rate loans.
The ecomony is the way it is because of the dems. I hope Obama is elected. Four years from now maybe your getting tired of paying the bills for people who sit on their a$$ all day in the ghetto.
Poor them.