Originally posted on 08/09/2016:
On to the solution side of things...
Bite, any chance you'd wanna just go ahead and try to implement your idea? Would be a little tougher without it being a sticky or editable, but nothing some bumping or reposting updates wouldn't solve, right? I know it would be a whole lot less effective with SBR not enforcing timeouts because of it, but the warning aspect of it would be handy. If we could get SBR to post some kind of sticky regarding loans (at your own risk, check with community to see if borrower has reputation, etc) that would help, and it seems like a small change that would be far easier for SBR to do without taking any active role.
If you need any help, let us know...my time's a bit limited, but I can find some for a good cause