Originally posted on 12/17/2015:

If someone offered you a 3k loan with no loans history and low forum presence, you should accept that offer immediately. Building credit is done by 300-500 point loans. I have 5-6 loans all paid within 1 week, except 1 that took about 3 weeks. And I don't even think I could get a 5k loan. I wish you the best. Just trying to give you some info.