Originally posted on 01/29/2014:

Quote Originally Posted by James D View Post
The checks are a year old, you can argue that you forgot you cashed them. If they ask you " you sometimes forget to cash your checks?? " what can they say if your answer is " last November /december I had a tremendous run gambling and was absolutely flush with cash. When i found the checks i assumed i never cashed them because i had tons of money at the time. Then when I found them I tried to deposit them.

The checks are a year old, making a mistake like this is not a crime. I am telling you a story like the one I posted is your best option. It does not matter if they believe you, it matters if they can prove you are lying.
Great idea to tell the bank you're a degenerate gambler.

If that don't work tell them you're a drug dealer waiting on a shipment.


Bottom line: this guy will only get a slap on the wrist for his first fraud charge, 6-9 months behind bars is my guess.