Originally posted on 01/11/2013:
Take a deep breath, Ill help you out.
Twisted gave you the loan you requested. He sent you the points rather than sending them to your lenders. Find out what you owe Rick adn others and send them the points you owe them. Renew your pro status, pay twisted back under terms in post #1 (or whatever he wants)
Release deep breath, enjoy your next year of pro status.
Dont screw Twisted.