[onacloud]

for the record i payed 60 a month for over 2 years and 100 a month a few times and it never went down.

I was one day late for a payment and they changed my interest rate sky high after that and kept adding late fees every month after i stopped paying and 69 over the limit once . I just coulndn't catch up and got tired of 30 phone calls a week, so i said **** em.

About 2 k of that is all late fees and 42 percent interest

no one really cares about you're financial problems if you even call this a problem

If anything you should kill yourself for not even have 4k to you're name that is disgraceful you are a GROWN man and don't have 4 thousand dollars? unfukkinreal