High costs for moving funds in and out? That's too general and sweeping of a comment. There are still free payouts for US customers at several shops (5Dimes, Heritage, BOL, etc.).
The other comment about what is "best" is also your opinion, so please don't state it as if it's fact. Obviously things have gotten worse for US residents, but for some of us, the reward still outweighs the risk.
Lastly, you should probably state that your comments are coming from a non-US resident who is so used to how much more smoothly things run for you that your opinion of US-facing books might be a tad skewed.