My problem with emily is she comes into every financial thread calling people stupid for playing the stock market. Right now is the best time to make money. Do you think that just because the market collapsed 1,000 points that money just dissapeared? It just was a transfer of wealth. Just because you are unable to do something dosent mean others cant. You may be a very rich retired successful person but that dosent mean you can call people stupid because you cant do it.