Philip Rivers the most over rated QB in the NFL. SD is playing against the worst DB in the league and he can't hit a simple pass. The defense is horrible they may as well try 11 more. Game over and its not even half time. Glad I have Oakland and the points this thread is to stop all the Phillip Rivers is going to the HOF talk. Hear it all the time and the kid isn't even a top 10 QB in the league today. The kid sucks balls and the coaching is even worse.