These Big East/ACC/Big10 teams would get dominated every year. The Big East especially, a lot of years the ACC is off and the Big10 has been dominated by the SEC.
If there was a playoff system it would essentially be Big12 vs. SEC.
These middle of the pack Big10 and ACC teams would never go anywhere nor make any money.
This is coming from a SEC hater too, but watching these past few bowls I just have no idea how the ACC and Big10 would make the money they do with these bowl games, it it were a playoff system. 7 years out of 10 I think it would be two SEC teams with a Pac10 or Big12 team sprinkled in there.