I owe 10,025 I believe exactly right now.
Some suggestions:
I am not sure whether it is more fair (speaking of the 1 month bets) to consider net paid in /debt lowered by amount/ or just paid towards debt.. I believe 2 guys (cs4 and propicker) have interest added weekly or whenever to the debts they owe.. whereas wulfman has frozen interest so he has the advantage there. However both other guys have advantages as well.. Carseller4 is staked by me daily in poker and sells his trivia to yisman if he wins... propicker gets plenty of side loans/stakes (at least prior to this) and that allows him to pay portions to debt.. not sure if any of the guys are lowering the net amount due or raising it.. but we will find out in this contest (especially the 1 month one)
I also believe that if the participants bet on the contest in anyway then their should also be a clause to them betting that bets will be auto-losses (voided without refund) if they take on any new debt (this does not mean added interest to current ones obviously)... why should this be a clause? Because if they bet on themselves and then add to debt with an unfair advantage over the next guy by borrowing 500 and paying off 1000 it could be considered a questionable move... sure they have the same risk of losing the 500 loan and then worsening scenario but this thread should be about debt REDUCTION not who can get to 20k the fastest. lol ...
if this rule goes into affect I think it should not include WEEKLY (daily) poker loans.. weekend ones are off limits imo as that is adding way way to much to debt if lost (30-200 pts) rather than 6 or 7 or so.
Just a suggestion and I think it makes sense.. because it will also avoid them from tanking the competition in some ways too (which is less likely to happen unless 1 of us plans to stiff, which I doubt and would never recommend)
Some wild card things to think of :
wulfman has frozen interest - big advantage upfront if he attacks the debt daily with 6 pts and does well with poker grinding with other 6 in tournaments
carseller4 - pays 6 per day every day like clockwork..hasnt veered from it for 1+ year.
propicker - has the most likely chance for a lender to forgive the debt. His lenders ( I am not sure of all) are slickrick and twiisteddragon.. slickrick will not likely forgive debt (wouldnt be smart)..but twiisteddragon could very easily be banned (
not sure if he was able to cashout his pts eventually or not???) and/or he also could just wipe the debt clean because he did in the beginning give 2k free to propicker.. so anything is possible imo.
This is all just a fun thing guys.. but also might get us all to make some serious strides in debt payoff. My plan is to pay 500 a week to my debt (have not veered from that much at all).. so you have roughly 15-20 weeks to beat me if you plan to go against me at yisman's initial 20 to 1 fav line. Maybe he should make a me vs field if yall want to bet me failing and anyone else getting to prevail.. but I would then warn yisman to watch out for me having runners (LOL.. semi jk).. but seriously let me bet something on myself damnit!
GL ALL
-stash