[Wulfman14]

Per the math, the results of non-payment under my loan are almost 1000 points less than under your loan...not sure I follow that logic

omg not this again. if they dont pay you are charging them 160 pts per month , which willl subsequently increase every month. 6 x 180 let us say = 1080. how is that 1000 pts less than the 1600 i owe. again we are under the assumption that i adhere strictly to ricky's terms and your borrowers dont pay you anything for 6 months. again your borrowers are not going to go 6 months without paying you and your interest will be less (as it should be because it is of hardly any risk) but wit hn non payment it will be very close to my interest. i dont know what the hell you have trouble understanding about this.

[Triple_D_Bet]

omg not this again. if they dont pay you are charging them 160 pts per month , which willl subsequently increase every month. 6 x 180 let us say = 1080. how is that 1000 pts less than the 1600 i owe. again we are under the assumption that i adhere strictly to ricky's terms and your borrowers dont pay you anything for 6 months. again your borrowers are not going to go 6 months without paying you and your interest will be less (as it should be because it is of hardly any risk) but wit hn non payment it will be very close to my interest. i dont know what the hell you have trouble understanding about this.

The math is all right there a few posts back. Interest is not 40 points per week on a loan the same size as yours; comparing interest on your loan with a much larger loan is pointless, so I clearly spelled out an example that is the same size as your loan (basically, if you had borrowed from me at my standard terms) so we can compare apples to apples (instead of apples to watermelons). 1 extra payment lowers the balance over the life of the loan and the subsequent monthly interest. There are plenty of mortage-type payment calculators online that can help you walk through the math; I have mine built into my tracking spreadsheet.

Everyone is some risk, and terms are usually set up to reflect that. Jeff and I are discussing options privately to get progress going; as previously noted, these discussions are none of your business, and your opinions on risk and appropriate interest rates are irrelevant when they're not just flat out wrong

1. Read bolded part
2. Re-read bloded part
3. Take deep breath, REREAD BOLDED PART
4. Comprehend bolded part
5. Rejoin discussion if you have anything additional to add or still can't understand

[Wulfman14]

yes then it would be less. i was comparing it to the original 4300 betpoints loan. my bad

[Wulfman14]

but i stand by my original statement of your interest being too high for non risky borrowers . it is higher than most ot her lenders unless things have changed in the past couple of months i dont know

[Triple_D_Bet]

but i stand by my original statement of your interest being too high for non risky borrowers . it is higher than most ot her lenders unless things have changed in the past couple of months i dont know

It's not really, things have changed...but your opinion is noted.

[Triple_D_Bet]

2/18: 200/4810. +1% Outstanding balance (4610) = +46 pts

New count: 200/4856

[Triple_D_Bet]

2/25: 200/4856. +1% Outstanding balance (4656) = +47 pts

New terms:
if minimum 40 point payment made in a week, weekly interest will be reduced by 50%.
if minimum 80 point payment made in a week, weekly interest will be reduced by 75%.

New count: 200/4903

[Triple_D_Bet]

3/4: 328/4903. +1% Outstanding balance (4656) = +46 pts

>80 point payment made in a week, weekly interest reduced by 75% =-34 pts

New count: 328/4915

[Triple_D_Bet]

3/11: 328/4903. +1% Outstanding balance (4587) = +46 pts

New count: 328/4961

[Triple_D_Bet]

3/18: 328/4961. +1% Outstanding balance (4633) = +46 pts

New count: 328/5007

Fast train to stiffsville here Jeff...

[Triple_D_Bet]

3/18: 328/5007. +1% Outstanding balance (4679) = +47 pts

New count: 328/5054

I see that you haven't logged on in a bit, but no communication

[Triple_D_Bet]

4/1: 328/5054. +1% Outstanding balance (4726) = +47 pts

New count: 328/5101

Looks like you're back and still shipping points to the sportsbook instead of paying even a small amount daily as requested and previously agreed to....time to make it official I guess.

Status: STIFF

[jeffdane]

Ok,
Why do you think I am "shipping" my points to the sportsbook?

Have you seen me buy anything out of the store recently?

Have you seen me posting or anything else here other than trying to accumulate points?

If you want me to send you 12 points a day or 6 points a day or whatever, let me know and I will.

Obviously, I slow payed this loan. Life happened. I am not too concerned with you calling me a stiff either.

I come here lately to try and pay you and thats it. You want a few points a day no problem.

[Triple_D_Bet]

Ok,
Why do you think I am "shipping" my points to the sportsbook?

Have you seen me buy anything out of the store recently?

Have you seen me posting or anything else here other than trying to accumulate points?

If you want me to send you 12 points a day or 6 points a day or whatever, let me know and I will.

Obviously, I slow payed this loan. Life happened. I am not too concerned with you calling me a stiff either.

I come here lately to try and pay you and thats it. You want a few points a day no problem.

I think you're shipping your points to the sportsbook because I see your point history showing you are. By "shipping" I only mean "transferring" not "giving away" or anything else implied there. No, I haven't seen you buy anything from the store or post a whole bunch. I appreciate you coming here specifically to pay your debts, that shows good character; however, you've been very unresponsive to my PMs so I have no way of knowing this! It's one thing to try to work up a roll to send some points back, but when I send PMs which are ignored for over a month, I tend to draw the opposite conclusion in the absence of any other information.

It looks like you only have about 4 months left on your pro status, and with the extremely low repayment rate since the loan was taken out, I'm sure you can understand my concern. What I'd like to see is the same thing we discussed several times: consistent weekly payments. Send 6/day and try to run the other 6 up a bit. With my modified terms, paying 42 per week will save you half the weekly interest as well.

Please let me know if you have any other questions; glad to see the communication!

[Triple_D_Bet]

4/8: 352/5101. +1% Outstanding balance (4749) = +47 pts

New count: 352/5148

Thanks for beginning daily repayment!

[Triple_D_Bet]

4/15: 400/5148. +1% Outstanding balance (4748) = +47 pts

40+ Points repaid, -50% interest = -23 points

New count: 400/5172

[Triple_D_Bet]

4/22: 436/5172. +1% Outstanding balance (4783) = +48 pts

New count: 436/5220

[Triple_D_Bet]

4/29: 460/5220. +1% Outstanding balance (4760) = +48 pts

New count: 460/5268

[Triple_D_Bet]

5/20: 510/5268. +1% Outstanding balance (4758) = +48 pts

New count: 510/5316

[Triple_D_Bet]

5/20: 510/5316. +1% Outstanding balance (4806) = +48 pts

New count: 510/5364

[Triple_D_Bet]

6/17:: 510/5364. +1% Outstanding balance (4854) = +49 pts

New count: 510/5413

Haven't seen any payments in over a month despite daily activity and sending to sportsbook; please let me know what's going on and resume normal weekly payments!

[Triple_D_Bet]

7/29: 510/5413. +1% Outstanding balance (4903) = +49 pts

New count: 510/5462

Haven't seen any payments in over 2 months despite daily activity and sending to sportsbook; please let me know what's going on and resume normal weekly payments! PM sent, please let me know when you plan to start repayment!

[Triple_D_Bet]

8/6: 510/5462. +1% Outstanding balance (4952) = +50 pts

New count: 510/5512

Haven't seen any payments in over 2 months despite daily activity and sending to sportsbook; please let me know what's going on and resume normal weekly payments! PM sent again, please let me know when you plan to start repayment!

[Triple_D_Bet]

11/29: Updated balance with interest 510/6393

Status: STIFF

[Carseller4]

I appreciate you pointing out your stiffs.

Bad string of luck lately.

[Triple_D_Bet]

I appreciate you pointing out your stiffs.

Bad string of luck lately.

Funny, you call it bullying when I call out yisman's stiffs

[JAKEPEAVY21]

jeffdane has not posted since 2013 but I saw him in the beat the prick tournament the other day..

[downsouth]

jeffdane has not posted since 2013 but I saw him in the beat the prick tournament the other day..

Saw him other day in BTP and thought the same thing. I remember meeting him at bash.

[JAKEPEAVY21]

Saw him other day in BTP and thought the same thing. I remember meeting him at bash.

deadbeat is in the superbowl squares contest

never ceases to amaze me how these scumbags stiff and continue to show their face

[Tony Williams]

Lame, what a mess.

GL with getting paid back