I will give you my last loan payments were late, I was dealing with a-lot of shit in my life.
Like being in the hospital a total of five times, then having anther major surgery on my back.
It seems like that my health has finally took a turn for the positive. And I have a good loan history besides this.
I don't know of the terms, I would take the standard rate of 12 per day if I do not win right away.