1. 01-01-15 09:27 PM #36
    Cookie Monster
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    This is a small sample of a big hole in financial education. I know many people earning well over $100K a year, still deep in debt and in fear of losing their job. And they finished college and masters degree.

    Main problem is we are taught to spend all of our income. We cannot be outdone by the neighbors, if they buy a nice car we have to buy a better one. And in this race to keep up with the Joneses, we burn all of our income and then some. The worst part, it is a race we cannot win: there will be always someone spending more than us, and our ego wants to compete with them.

    So, any good financial advice should start with frugality. All of middle class could live comfortably with only half of their income. Rest is easy to invest: 3 months of expenses on liquid assets, rest on an stock index fund like Vanguard VTI. Only term insurance while there are children needing it. A highschooler can understand it, still most of our society does not have a clue.
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  2. 01-01-15 09:29 PM #37
    NYSportsGuy210
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    Quote Originally Posted by slacker00 View Post
    The negro slave stomped on the white jew slave master. Suh won the appeal as part of a reparations settlement.
    I don't think Aaron Rodgers is Jewish.
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  3. 01-01-15 09:45 PM #38
    smitch124
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    Quote Originally Posted by NYSportsGuy210 View Post
    I don't think Aaron Rodgers is Jewish.
    Don't stop him he's on a roll.
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  4. 01-01-15 10:04 PM #39
    blackHIPPY
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    Quote Originally Posted by GIVEMETHEMONEY View Post
    I totally agree with you on that one.

    To add another subject.

    Why did the Defensive lineman Suh for the Detroit Lions win his appeal?

    That dumb ass fukker stepped on Aaron Rodgers leg twice! Everyone on National TV saw it.

    Do we have to keep feeling sorry for the black players? Good grief!
    do you actually believe what you just posted, or?
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  5. 01-01-15 10:08 PM #40
    kmarinouofm
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    do you guys have directions to the Klan Meeting ?
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  6. 01-01-15 10:18 PM #41
    blackHIPPY
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    you guys should voice your opinions of black culture and our ways towards black people in real life so we can tailor our behaviors to fit your needs. We often times dont see your post on the internet so next time just walk up to one and voice your opinion.
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  7. 01-01-15 10:47 PM #42
    krk1030
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    Sure a lot of guys blow a ton of money, but a large percentage of that is guys who didnt make much to begin with, and they are broke because the are dumb penetrates that never had to learn a damn thing even all the way through college because they were 6'4 300 ppounds.
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  8. 01-02-15 08:23 AM #43
    Snowball
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    the good news is they get job favoritism if they ever want to work again.
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