Originally Posted by
chilidog
Borrower rate: $12,500.00 @ 15.73%*
Term: 3 years
Monthly payment: $437.80
Borrower's Credit Profile
Credit score: 640-659 (Jun-2007)
Now delinquent: 0
Amount delinquent: $0
Public records last 12m / 10y: 0 / 1
Delinquencies in last 7y: 0
Inquiries last 6m: 2
First credit line: Jun-1995
Current / open credit lines: 12 / 7
Total credit lines: 50
Revolving credit balance: $30,253
Bankcard utilization: 87%
Home ownership: Yes
Debt/Income ratio: 36%
Employment status: Full-time employee
Length of status: 8y 2m
Stated income: $50,000-$74,999
Occupation: Computer Programmer
Purpose of loan:
This loan will have an explicite purpose, to ELIMINATE to bad ************, Capital one and HSBC
My financial situation:
I am fully employed and have been for the last 8 years with the same company, I consistently rank in the highest percentile of my co-workers on bi-yearly reviews. My wife and I both make about the same amount, so my montly expeses below show my portion only.
Monthly net income: $ 3400
Monthly expenses: $
Housing: $ 480
Insurance: $ 25
Car expenses: $ 0
Utilities: $ 75
Phone, cable, internet: $ 0 (paid for by work)
Food, entertainment: $ 550
Clothing, household expenses $ 90
************ and other loans: $ 1575
Other expenses: $ 100
This leaves me with 505 after wards, but will be approx 1000 once Cap one and HBSC are history!