Originally posted on 01/31/2017:

Quote Originally Posted by littlekona View Post
What is Fairlay's cold wallet address? Is it public?

1EVrCZ3ahUucq3jvAqTTPTZe1tySniXuWi
The sum of all issued credit to our customers will always equal the amount of Bitcoins in that address. A real time proof of reserve via Merckle Sum Trees will be implemented till December 2016.
That's a novel use of the tech - public proof of the accounts, constantly updated.