Carolina opens at -4 some book and now your getting reduced juice at -3.5 everywhere. The Colts are a flat out miserable team and they have motivation to keep losing. The Panthers on the other hand have been in most of their games. I know they are winless on the road but they've played Lions, Bear, Falcons and Cardinals(In Newton's first game). The books are begging me to take -3.5 which is why I'm reluctant. I'd jump all over -3 but I dont see that happening.