Bottom line dude, you decided to change your identity here and attempted to scam out on your debt. Had you come back as your original screen name borednaz, and tried to work out a payment plan with Trip and others, you would have garnered more respect, rather than coming up with some bullshit story and playing the sympathy card.
If all this shit really happened the way you said it did, what the fuk are you doing here anyway worrying about a points debt? You could have just as easily stayed away and put more real time in with your family and kids. Obviously your so called priorities are severely out of whack, which is why I don't buy your phony bullshit "oh poor me" crap.
People often think they can make up a new identity, invent a ghost and out smart the system, here as well as in life. But your past will always catch up to you. Just read the story of Whitey Bulger. Now you're no where near as bad and ruthless as that guy was, but it all boils down to how truthful you are to yourself, the people you care about and associate with.
You choosing to keep the Chipup name just shows you're a liar and acknowledges the fact of the scam you tried to pull. I respected and was friends with a guy name borednaz. I would have also gladly helped out and sent points to pay down borednaz's debt. I don't know who this Chipup fukhead is and don't care to.
Glad you decided, after you were outed on here, to finally come somewhat clean. Still, a real man of his word, would have kept his original name, made good on his debt and earned back the respect you've lost. Chipup will never have that here.